Job Seekers! What Human Resources Learn About YOU!


In today’s job environment, job seekers have to hit the ground running. And human resources are always trying to stay one step ahead, to get to the truth about candidates.

Human resources can find a wealth of information about you!One of the first things a job seeker usually does will be to try to clean up their social networking profiles; they will be frantically deleting embarrassing photos, offensive language and information that could make judgment and character an issue with employers.

They hope and pray that this will be enough to protect their online reputation from mistakes that should rightly be buried. Unfortunately, that may not be enough.

Human resources departments now look a little deeper than just a social media footprint when recruiting and hiring job candidates. According to the Fair Credit Reporting Act (FCRA), employers now have the right to request consumer and credit reports before hiring you, even as a contract employee.

What things will a human resources department see when they perform a credit check on you?

In this infographic from LawQA.com, there is now a better answer. It shows you exactly what is and is not counted in these consumer and credit reports, as well as background checks.

Some things they won’t get in these reports:

  • Medical or health records
  • Information, such as taxes and collections, from seven years ago or more (however, that does not include criminal records—they will appear in most background checks!)
  • Purged convictions

Even though, this leaves an enormous chunk of data in the hands of potential employers! Many of this data can be used to make the hiring decision. In a recent report from CBS News, human resources pros often look for five pieces of information from background checks or similar credit and consumer reports:

  • Education
  • Licensing verification
  • Credit history
  • Employment verification
  • Criminal history

By reading this infographic carefully, you can learn exactly what information a human resources department can obtain on you. You can also perform a background check on yourself (Ovation Technologies provides a criminal background check for only $20!), checking for mistakes, erroneous information and other things that can be corrected, before it is too late!

Infographic after the jump…

Continue reading “Job Seekers! What Human Resources Learn About YOU!”

You Check Your Credit, Why Not Your Criminal Background? [Infographic]


What will you find in YOUR background check?You hear it everywhere; in the news, advertising in print and on TV.

What’s in YOUR credit report?

With the importance of good credit for your financial condition, it is necessary to check your credit history regularly.

In fact, it is so essential, financial planners recommend you run a check ONCE A YEAR, if not MORE!

People who are smart about their finances do not question the wisdom; so why don’t you do the same for your CRIMINAL BACKGROUND?

Problems appearing in a criminal background check are the same issues that arise in credit histories:

How can you be sure what is in your records is accurate and correct?

Protect your reputation today with your own background check. It’s not only good to know what others—such as possible employers—will discover, but it will give you an opportunity to fix any serious errors.

This infographic from Ovation Technologies outlines how a criminal background check can reveal various errors, the same problems that occur in a credit report.

But there is a difference; in the case of a criminal report, serious errors could send you to JAIL! Arm yourself with the truth; knowledge of what exactly is in your background.

Before it’s too late!

Infographic after the jump…

Continue reading “You Check Your Credit, Why Not Your Criminal Background? [Infographic]”

What College Students Need To Know About Building a Financial Future


College students have difficult financial decisions to make, and are rarely prepared to make good choices. With the proper planning and information, students can leave school with strong economic sense, and a head start on the future. Continue reading “What College Students Need To Know About Building a Financial Future”

Things That You Didn’t Know About Your Credit Score


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To maintain your good credit, paying bills on time is essential—most people do. However, many other things affect your credit score that are not as obvious.Some of the lesser-known things that can damage your credit: Continue reading “Things That You Didn’t Know About Your Credit Score”